The Raise Protocol

When you get a raise, most people instantly upgrade their lifestyle. The CEO move: split every raise 50/50. Half goes to Growth (bump up your automated savings), half goes to spending (enjoy the reward). A $500/month raise means $250 more invested AND $250 more fun.

You still feel the upgrade — but your future self gets a promotion too. Do this for five years and the gap between you and everyone who spent the whole raise will be hard to ignore.