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LESSON 5 · The Money Playbook

PAUSE TO THINK

If you save and invest 70% of your income, how many years until financial independence?

About 8.5 years

The timeline isn't linear. Going from a 50% to a 70% savings rate roughly halves the wait — each step up buys far more than the last, so the final push to extreme savings pays off out of all proportion to its size.

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