2 of 7

LESSON 4 · Your Brain on Money

Four Money Scripts

Klontz identified four core money scripts:

  • Money Avoidance: "Money is the root of all evil." You feel guilty about having it, sabotage your earnings, or ignore your finances.
  • Money Worship: "More money will solve everything." Drives overwork and the belief that happiness is one raise away.
  • Money Status: "My worth equals my net worth." You overspend to look successful and hide debt to keep up appearances.
  • Money Vigilance: "Always be on guard." You save well but may hoard anxiously and feel guilty spending on yourself.