Teaching Kids Money

Financial literacy isn't taught in most schools. If you don't teach your kids, nobody will.

Start early with age-appropriate lessons:

Ages 5-8: Use three jars — spend, save, give. Let them make real purchasing decisions with their allowance. Mistakes with $5 teach lessons that prevent $50,000 mistakes later.

Ages 9-13: Open a custodial investment account. Show them compound interest with real money. Let them pick a company they love (Apple, Nike) and buy a share. Watching it move makes abstract concepts concrete.

Ages 14-18: Introduce budgeting with their first job income. Discuss needs vs wants.