Your Legacy Plan

You don't need millions to build generational wealth. You need a system:

Step 1: Get your own financial house in order — emergency fund, retirement savings, insurance.

Step 2: Create a basic estate plan. Update beneficiaries on every account.

Step 3: Start teaching financial literacy to your kids now, whatever their age.

Step 4: Open custodial accounts or 529 plans. Even $50 a month from birth grows to about $24,000 by age 18 at 8% returns.

Step 5: Talk openly about money with your family. The taboo around money is the number one enemy of generational wealth. Families that talk about it keep it; families that don't, lose it.