LESSON 2 · Life's Big Crossroads
The Purchase Framework
Turn a hot impulse into a cool decision with four checks:
- Wait 30 days for any non-essential buy over your threshold. Desire that survives a month without the trigger is real, not impulse.
- Cost per use — a $200 jacket worn 200 times costs $1 a wear; a $50 one worn 5 times costs $10. Price is not cost.
- True total cost — add maintenance, insurance, storage, and the money's lost growth elsewhere.
- Research independently — seek out reviews from people who regret it, not just fans.
The 30-day wait alone kills most impulse buys.